Car title loans in Houston, TX
Use your car's title to get cash and keep driving. See your estimate in about a minute, then a specialist calls you.
- Free estimate, no obligation
- Bad credit is OK to apply
- Serving Houston and nearby cities
Title loans in Houston
Serving Houston and nearby cities online and by phone.
Start online or by phone
Getting a title loan in Houston, TX
There's no need to visit a store to get started in Houston. Start online or call (951) 465-7599, and a specialist explains your options by phone. Houston is in Harris County.
Most people in Houston and nearby West University Place, Bellaire and Galena Park start with the free estimate on this page. You enter your car's year, make, model and miles plus your ZIP code, see a starting range, and decide if you want to go ahead. Nothing is final until you read and sign a loan agreement with the lender.
In Texas, title loans are arranged through credit access businesses licensed by the Office of Consumer Credit Commissioner (OCCC). The fees and payment schedule are shown in writing before you sign. Ask for the total cost, the payment schedule and what happens if a payment is late, and compare it with your other options before you agree.
Tips for Houston borrowers
- Borrow only what you need and can repay
- Bring your title, a photo ID and proof of income and address
- Get the amount, fees and due dates in writing
- Never pay an upfront fee to "unlock" a loan
- Questions? Call (951) 465-7599
Three steps to your cash in Houston
No long forms up front. You see an estimate first, then decide.
Tell us about your car
Year, make, model, miles and your Houston ZIP code. It takes about a minute.
Talk to a specialist
A lender in our network calls you with your options and tells you what to bring.
Get your money
If you're approved and accept the offer, the lender funds your loan. You keep driving your car.
Have these ready
Most lenders ask for the same four things. Having them ready makes everything faster.
Your car titleIn your name, paid off or close to it
A photo IDTexas driver's license or state ID
Proof of incomePay stubs, benefits or bank statements
Proof of addressA recent utility bill or lease
Title loans in Texas
In Texas, title loans are arranged through credit access businesses licensed by the Office of Consumer Credit Commissioner (OCCC). The fees and payment schedule are shown in writing before you sign.
- Your car's year, make, model and miles
- Its condition and market value
- Your income and ability to repay
- Texas's rules
How much could your car get you?
Move the slider to your car's approximate value. The lender sets your actual amount.
Not sure? Year, make, model and miles in the estimate form give a better starting point.
Houston and nearby
You can start from anywhere in the Houston area, online or by phone at (951) 465-7599.
Other EZ Cash Title Loans locations near Houston
Houston title loan questions
Straight answers before you apply.
Do I have to visit an office in Houston?
No. You can start online or call (951) 465-7599. A specialist explains the next steps by phone.
Can I apply from near Houston?
Yes. People from West University Place, Bellaire, Galena Park, South Houston and the rest of the Houston area can start online or by phone.
How much can I get for my car in Houston, TX?
It depends on your car's year, make, model, miles and condition, your income and state rules. The estimate on this page gives you a starting range.
Who oversees title lenders in Texas?
Consumer lenders in Texas are licensed or overseen by the Office of Consumer Credit Commissioner. You can check a lender's license with them before you sign.
Do you serve all of Harris County?
Yes. You can start online from anywhere in Harris County, Texas, or call (951) 465-7599.
Can I get a title loan with bad credit?
Often, yes. Lenders look mainly at your car's value and your ability to repay, so a low credit score doesn't automatically rule you out.
Do I keep driving my car?
Yes. You keep your car while you repay. The title is returned when the loan is paid off.
Is EZ Cash Title Loans the lender?
No. EZ Cash Title Loans is not a lender. We pass your request to lenders and partners in our network, who make their own decisions on approval, amount and terms.
Ready to see your estimate?
Free, no obligation, about a minute. Or call (951) 465-7599.