Cash for your car title.
Easy, fast, online.
See what your car could get you in about 60 seconds, then a specialist calls you with your options. Keep driving your car the whole time.
- Free estimate, no obligation
- Bad credit is OK to apply
- Keep driving your car while you repay
Three steps to your cash
No long forms up front. You see an estimate first, then decide.
Tell us about your car
Year, make, model, miles and your ZIP code. It takes about a minute.
Talk to a specialist
We match you with a lender in our network, who calls with your options and what to bring.
Get your money
If you're approved and accept the offer, the lender funds your loan. You keep driving your car.
Have these ready
Most lenders ask for the same four things. Having them ready makes everything faster.
Your car titleIn your name, paid off or close to it
A photo IDDriver's license or state ID
Proof of incomePay stubs, benefits or bank statements
Proof of addressA recent utility bill or lease
What decides your amount?
Your estimate is a starting range. The lender sets the final amount.
- Your car's year, make, model and miles
- Its condition and market value
- Your income and ability to repay
- The rules in your state
How much could your car get you?
Move the slider to your car's approximate value. Title loans are often a share of the car's value; the lender sets your actual amount.
Not sure? Year, make, model and miles in the estimate form give a better starting point.
More than just cars
If it has a title in your name, it may qualify.
Title loan, payday loan or personal loan?
Know your options before you borrow. Terms always depend on the lender and your state.
| Car title loan | Payday loan | Personal loan | |
|---|---|---|---|
| What it's based on | Your car's value | Your next paycheck | Mostly your credit score |
| Bad credit | Often OK to apply | Often OK | Can be hard to get |
| Typical amount | Depends on the car, often larger | Usually small | Varies with credit |
| Repayment | Payments over months (varies by state) | Often due in one payment on payday | Monthly payments |
| Your car | You keep driving it | Not involved | Not involved |
Title loan help near you
Local offices we work with, plus online help in every state we serve.
Popular cities
Title loans by state
How to spot a loan scam
Real lenders follow the rules. Watch for these warning signs.
Be careful with anyone who wants a fee, a gift card or a wire transfer before you get a loan.
Never share online banking passwords or one-time codes with anyone who calls you.
Check the amount, APR, payment schedule and total cost in writing before you agree.
If in doubt, hang up and call the number on the website you started on: (786) 688-9930.
We do the searching for you
Instead of calling lender after lender, you fill out one short request. We pass it to title-loan lenders and partners in our network, and the ones that can help contact you with their options. Using our service is free.
- We are not a lender and don't make credit decisions.
- Lenders set the amount, rate and terms. Compare before you accept.
- Submitting a request doesn't commit you to anything.
- Questions? Call (786) 688-9930.
Questions, answered
Straight answers before you apply.
What is a car title loan?
A loan that uses your vehicle's title as collateral. You keep driving your car while you repay, and the title is returned when the loan is paid off.
Can I get a title loan with bad credit?
Often, yes. Lenders look mainly at your car's value and your ability to repay, so a low credit score doesn't automatically rule you out.
How much can I get?
It depends on your car's year, make, model, miles and condition, your income and your state's rules. The estimate on this page gives you a starting range before anyone calls.
What do I need to apply?
Usually a lien-free (or nearly paid off) car title in your name, a government photo ID, proof of income and proof of address. The lender tells you exactly what they need.
Do I have to visit a store?
No. You can start online or by phone. Depending on the lender and state, some steps can be finished remotely.
Is EZ Cash Title Loans the lender?
No. EZ Cash Title Loans is not a lender. We pass your request to lenders and partners in our network who make their own decisions on approval, amount and terms.
Ready to see your estimate?
Free, no obligation, about a minute. Or call (786) 688-9930.