FAQ (Frequently Asked Questions)
Yes, they are. Select states refer to title loans as “title pawns”, however, both are essentially the same thing.
Simply put, title loans, or auto title loans, are quick and easy ways to get funding or money by trading your vehicle’s (car, motorcycle, truck, and more) title as a guarantee that you will pay the loan back.
Getting a title loan or title pawn is easy. Just make sure you own your Automobile and have its lien-free title, you can utilize it as a guarantee to get the money you need from us. We have a large number of areas across the nation where you can get a title loan!
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There are a lot of lenders out there. However, before you choose where you ought to get a loan, you should ask yourself “what sort of loan is best for me?”. That can be answered by sorting out how much you need and how much time you have to repay it.
When you know the answer to these questions, you’ll be better prepared to choose what sort of loan you need and which lender has the most ideal alternative for that loan. Our auto title loans are a great choice for when you need quick cash and own a vehicle with a lien-free title. What kind of auto title loan you will need will depend on what vehicle you have as a collateral.
Not with us! Some lenders might charge high interest rates, but good thing we don’t. Our interest rates are very competitive. Not only that, but we can also design a personalized payment plan for you! We can work out a payment plan that’s manageable for your lifestyle, according to the means that you’re capable of doing so that you don’t lose your car or other vehicles as collateral.
What does a lien-free car title mean?
A line-free title car just means that you own the car completely free of any loan. This means that with no outstanding loans or judgments are currently against your car or vehicle.
It will mainly depend on what your car or vehicle is worth. But overall, the loan amount you will get is based on your state rules, how much you need, as well as the value of your vehicle appraisal.
Yes, indeed! We can acknowledge most credit types. We might have the option to approve you for an online auto title loan whether or not you have the best credit record. Just make sure you submit all the required documents to successfully apply for an auto title loan with us.
In states where online loans are accessible, you should meet the accompanying necessities:
- Have an active checking account with direct deposit
- Have a consistent source of income if not salary
- Have a Social Security Number, as well as valid email address and telephone number
- Aged 18 years old and above
- Need Title to you automobile.
Because of state and confirmation prerequisites, a few clients might be needed to present extra documentation.
You can get the fast money you need with us. Make sure you bring the necessary requirements when you apply for your auto title loan and you’ll have the money you need before you know it. We prioritize bringing you the money you need as fast as possible!
You can get a duplicate of your car or bike title from your nearby DMV. To get nitty gritty guidelines on the application process and to ensure you have all you need look up the documents needed by your local DMV.
No, you don’t need to be currently employed to be approved for our auto title loan. For example, you may be a business owner in need of cash to supply your business with payment for its costs. In that case, you can still apply and may get the chance to be approved for an auto title loan with us. However, you must have a steady source of income or money for you to be able to pay off your loan.
Yes, the car, motorcycle, truck, or other kinds of vehicle title must have you recorded as the legitimate owner to be qualified for us to approve your title loan. In the event that you are recorded on the title alongside someone else, call the area closest to you to determine whether the other individual recorded on the title needs to apply alongside you.
ezcashtitleloans.com (the “Website”) is not a lender or lending partner. It does not make loans of any type, and does not make any credit decisions. The Website collects personal information provided by you and share it with its network of lenders as well as marketing partners. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender.
Tribal lenders are subject to tribal and certain federal laws only while other lenders are also subject to state law including usury caps. By submitting your application, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. If you have any questions about your loan, please contact your lender directly.
(a) Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
(b) Form Inquiry processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing.
Car Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed. Lenders recommend and encourage consumers to pay early in order to avoid additional finance charges.