Car title loans in Lorain, OH
Use your car's title to get cash and keep driving. See your estimate in about a minute, then a specialist calls you or you visit our Lorain office.
- Free estimate, no obligation
- Bad credit is OK to apply
- Serving Lorain and nearby cities
Title loans in Lorain
Visit our Lorain office or start online. Same phone number either way.
CTL Auto Financing Lorain OH
Getting a title loan in Lorain, OH
Our Lorain office, CTL Auto Financing Lorain OH, is at 708 W 18th St in ZIP code 44052. It's close to SR 57. Call (440) 538-0410 before you come in so someone is ready for you, or start online and finish by phone. Lorain is in Lorain County.
Most people in Lorain and nearby Sheffield Lake, Amherst and Elyria start with the free estimate on this page. You enter your car's year, make, model and miles plus your ZIP code, see a starting range, and decide if you want to go ahead. Nothing is final until you read and sign a loan agreement with the lender.
Each state sets its own rules for title loans. The lender explains the amount, fees and payment schedule in writing before you sign. Ask for the total cost, the payment schedule and what happens if a payment is late, and compare it with your other options before you agree.
Tips for Lorain borrowers
- Borrow only what you need and can repay
- Bring your title, a photo ID and proof of income and address
- Get the amount, fees and due dates in writing
- Never pay an upfront fee to "unlock" a loan
- Questions? Call (440) 538-0410
Three steps to your cash in Lorain
No long forms up front. You see an estimate first, then decide.
Tell us about your car
Year, make, model, miles and your Lorain ZIP code. It takes about a minute.
Talk to a specialist
A lender in our network calls you with your options and tells you what to bring.
Get your money
If you're approved and accept the offer, the lender funds your loan. You keep driving your car.
Have these ready
Most lenders ask for the same four things. Having them ready makes everything faster.
Your car titleIn your name, paid off or close to it
A photo IDOhio driver's license or state ID
Proof of incomePay stubs, benefits or bank statements
Proof of addressA recent utility bill or lease
Title loans in Ohio
Each state sets its own rules for title loans. The lender explains the amount, fees and payment schedule in writing before you sign.
- Your car's year, make, model and miles
- Its condition and market value
- Your income and ability to repay
- Ohio's rules
How much could your car get you?
Move the slider to your car's approximate value. The lender sets your actual amount.
Not sure? Year, make, model and miles in the estimate form give a better starting point.
Lorain and nearby
You can start from anywhere in the Lorain area, online or by phone at (440) 538-0410.
Lorain ZIP codes we serve
Lorain title loan questions
Straight answers before you apply.
Is there a title loan office in Lorain?
Yes. CTL Auto Financing Lorain OH is at 708 W 18th St, Lorain, OH 44052. Call (440) 538-0410 before you visit, or start online first.
Can I apply from near Lorain?
Yes. People from Sheffield Lake, Amherst, Elyria, Avon and the rest of the Lorain area can start online or by phone.
How much can I get for my car in Lorain, OH?
It depends on your car's year, make, model, miles and condition, your income and state rules. The estimate on this page gives you a starting range.
Who oversees title lenders in Ohio?
Consumer lenders in Ohio are licensed or overseen by the Division of Financial Institutions. You can check a lender's license with them before you sign.
Do you serve all of Lorain County?
Yes. You can start online from anywhere in Lorain County, Ohio, or call (440) 538-0410.
Can I get a title loan with bad credit?
Often, yes. Lenders look mainly at your car's value and your ability to repay, so a low credit score doesn't automatically rule you out.
Do I keep driving my car?
Yes. You keep your car while you repay. The title is returned when the loan is paid off.
Is EZ Cash Title Loans the lender?
No. EZ Cash Title Loans is not a lender. We pass your request to lenders and partners in our network, who make their own decisions on approval, amount and terms.
Ready to see your estimate?
Free, no obligation, about a minute. Or call (440) 538-0410.