Car title loans in Sacramento, CA
Use your car's title to get cash and keep driving. See your estimate in about a minute, then a specialist calls you or you visit our Sacramento office.
- Free estimate, no obligation
- Bad credit is OK to apply
- Serving Sacramento and nearby cities
Title loans in Sacramento
Visit our Sacramento office or start online. Same phone number either way.
CTL Auto Financing Sacramento CA
Getting a title loan in Sacramento, CA
Our Sacramento office, CTL Auto Financing Sacramento CA, is at 6950 Bobolink Way in ZIP code 95831. Call (916) 898-9159 before you come in so someone is ready for you, or start online and finish by phone. Sacramento is in Sacramento County.
Most people in Sacramento and nearby West Sacramento, Davis and Elk Grove start with the free estimate on this page. You enter your car's year, make, model and miles plus your ZIP code, see a starting range, and decide if you want to go ahead. Nothing is final until you read and sign a loan agreement with the lender.
Each state sets its own rules for title loans. The lender explains the amount, fees and payment schedule in writing before you sign. Ask for the total cost, the payment schedule and what happens if a payment is late, and compare it with your other options before you agree.
Tips for Sacramento borrowers
- Borrow only what you need and can repay
- Bring your title, a photo ID and proof of income and address
- Get the amount, fees and due dates in writing
- Never pay an upfront fee to "unlock" a loan
- Questions? Call (916) 898-9159
Three steps to your cash in Sacramento
No long forms up front. You see an estimate first, then decide.
Tell us about your car
Year, make, model, miles and your Sacramento ZIP code. It takes about a minute.
Talk to a specialist
A lender in our network calls you with your options and tells you what to bring.
Get your money
If you're approved and accept the offer, the lender funds your loan. You keep driving your car.
Have these ready
Most lenders ask for the same four things. Having them ready makes everything faster.
Your car titleIn your name, paid off or close to it
A photo IDCalifornia driver's license or state ID
Proof of incomePay stubs, benefits or bank statements
Proof of addressA recent utility bill or lease
Title loans in California
Each state sets its own rules for title loans. The lender explains the amount, fees and payment schedule in writing before you sign.
- Your car's year, make, model and miles
- Its condition and market value
- Your income and ability to repay
- California's rules
How much could your car get you?
Move the slider to your car's approximate value. The lender sets your actual amount.
Not sure? Year, make, model and miles in the estimate form give a better starting point.
Sacramento and nearby
You can start from anywhere in the Sacramento area, online or by phone at (916) 898-9159.
Sacramento ZIP codes we serve
Other EZ Cash Title Loans locations near Sacramento
Sacramento title loan questions
Straight answers before you apply.
Is there a title loan office in Sacramento?
Yes. CTL Auto Financing Sacramento CA is at 6950 Bobolink Way, Sacramento, CA 95831. Call (916) 898-9159 before you visit, or start online first.
Can I apply from near Sacramento?
Yes. People from West Sacramento, Davis, Elk Grove, Dixon and the rest of the Sacramento area can start online or by phone.
How much can I get for my car in Sacramento, CA?
It depends on your car's year, make, model, miles and condition, your income and state rules. The estimate on this page gives you a starting range.
Who oversees title lenders in California?
Consumer lenders in California are licensed or overseen by the Department of Financial Protection and Innovation. You can check a lender's license with them before you sign.
Do you serve all of Sacramento County?
Yes. You can start online from anywhere in Sacramento County, California, or call (916) 898-9159.
Can I get a title loan with bad credit?
Often, yes. Lenders look mainly at your car's value and your ability to repay, so a low credit score doesn't automatically rule you out.
Do I keep driving my car?
Yes. You keep your car while you repay. The title is returned when the loan is paid off.
Is EZ Cash Title Loans the lender?
No. EZ Cash Title Loans is not a lender. We pass your request to lenders and partners in our network, who make their own decisions on approval, amount and terms.
Ready to see your estimate?
Free, no obligation, about a minute. Or call (916) 898-9159.